What the product is
Term insurance is a life insurance product that provides a death benefit during the policy term, subject to policy conditions.
Family protection
Term Insurance
Term insurance can provide financial protection to dependents in the event of the policyholder's death, subject to policy terms and conditions.
How it works
The policyholder pays premiums for a selected cover amount and term. Claims are assessed according to insurer rules and policy wording.
Who may consider it
Individuals with dependents, liabilities or long-term family responsibilities may consider term insurance.
Key considerations
Cover amount, premium affordability, policy term, disclosures, riders, exclusions and claim settlement process should be reviewed.
Frequently Asked Questions
Is term insurance an investment?
Term insurance is primarily a protection product, not a wealth-building product.
How much cover is enough?
Cover depends on income, liabilities, dependents, future goals and existing assets.
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