What SIP is
SIP is a method of investing regularly into an eligible mutual fund scheme. It supports consistency and helps make investing part of a monthly routine.
Systematic Investment Plan
SIP - Start Small. Stay Consistent. Think Long Term.
A Systematic Investment Plan allows investors to invest a predetermined amount at regular intervals into eligible mutual-fund schemes.
How it works
A fixed amount is invested at regular intervals. Units are allotted based on the applicable NAV on investment dates.
Who may consider it
Investors with regular income, long-term goals and a preference for disciplined investing may consider SIPs.
Key considerations
Returns are not guaranteed. Investors should consider scheme risk, investment horizon, goal amount and ability to continue contributions.
Frequently Asked Questions
Is SIP guaranteed?
No. SIP is a mode of investing in market-linked mutual funds, and returns are not guaranteed.
What is rupee-cost averaging?
Regular investing may buy more units when prices are lower and fewer units when prices are higher, but it does not remove market risk.
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