Why Term Insurance Matters
If you have dependents, term insurance is non-negotiable financial protection. For ₹1 crore cover, young professionals pay just ₹200-300/month.
Quick Facts
- 70% of Indians are under-insured
- Average need: ₹1+ crore, average cover: ₹10 lakh
- Cheapest at age 25-30—delay increases cost by 10% per year
- Buy 40-year term when young to lock in low rates